A stablecoin balance,
paid into a bank account
Name the amount and the destination currency. FluxRail converts, picks the rail the destination country actually uses, and settles. Your customer sees money, not crypto.
The last mile, handled
Conversion, compliance and the right local rail — the parts that make cross-border payouts hard.
75+ countries
Bank accounts across Africa, the Americas, Europe, the Middle East and Asia-Pacific.
The rail that fits
ACH, FedNow, RTP and wire in the US; SEPA, FPS, PIX, SPEI and local networks elsewhere; SWIFT when nothing closer exists.
Verification included
Verify a customer inline, or send them a hosted link. Country-specific requirements are handled for you.
Screened before it moves
Customers and counterparties are checked against global sanctions and watchlists before a payout leaves.
Conversion built in
Fund from a crypto deposit wallet or a fiat virtual account; the balance is converted on the way out.
Status all the way down
Track a payout from the first call to settlement, with a webhook at every stage.
Three calls to a bank account
Create the customer, fund them, send. You never choose a rail by hand.
POST /api/v1/payouts/customers/
{"first_name":"Amara","last_name":"Eze","email":"amara@company.com","country":"US"}
# ← {"id": "cus_xxx", "kyc_status": "not_submitted" }
# 2. Fund them — a crypto deposit wallet (USDT/USDC) or a fiat virtual account
POST /api/v1/payouts/customers/cus_xxx/wallets/
{"token":"USDC","network":"ERC20"}
# ← {"address": "0x4f2a9c...", "source": "wallet" }
# 3. Send — amount + destination currency; FluxRail debits the right balance
POST /api/v1/payouts/customers/cus_xxx/send/
{"amount":"250","dest_currency":"USD","method":"ach"}
# ← {"rail":"ach","status":"pending_approval" }
Who gets paid this way
Wherever money has to leave your platform and arrive as local currency in someone's account.
Contractors & gig workers
Paid in their own currency, on their country's own rail — no wallet, no wire to chase.
Consumer cash-out
Players and users withdraw to a bank account without ever learning what a chain is.
Supplier & treasury runs
Settle invoices across borders on a schedule instead of a morning of manual wires.
Exchange withdrawals
Give users a fiat exit that does not depend on a banking partner you had to court yourself.
Money that arrives
Build the whole flow in test mode — same responses, same webhooks, nothing moved.