From any asset
to any bank in one API

Watch a wallet, move the funds, convert the asset, and land it in a bank account on the other side of the world — through a single integration.

31+
Blockchains
300+
Tokens
75+
Countries
Real-time
Webhooks
One payout, end to end Example
Deposit detected
4,000 USDC · Base
Customer verified
KYC on file · screened
Converted
USDC → NGN · rate locked
Settled to bank
NIP · account ···4471
3 API calls No gas held · no rail picked by hand
ACHFedNowRTPWireSEPASEPA InstantFPSPIXSPEISWIFTInteracM-PesaNIPUPIPromptPayACHFedNowRTPWireSEPASEPA InstantFPSPIXSPEISWIFTInteracM-PesaNIPUPIPromptPay

Stop stitching together five integrations.
Use one.

Wallet monitoring, on-chain execution, asset conversion and global bank settlement — one platform, one API key, one interface across all four layers.

Verification handled

KYC and KYB come with the platform. Verify inline, or send your customer a link and we take it from there.

Screened before it moves

Every customer and counterparty is checked against global sanctions and watchlists before a payout leaves.

Local currency, local rails

Your customer is paid the way their bank expects it — their own currency, on the network their country actually uses.

One key, every layer

The same API key covers monitoring, transfers, conversion and payouts. Add a capability without adding an integration.

Four products. One platform.

Each layer works on its own or together — from spotting a deposit to settling funds in a bank account on the other side of the world.

Core

Monitoring & webhooks

Never miss a transaction. Add any wallet address and get notified the instant funds move. No polling, no missed deposits — real-time events, signed and delivered.

  • HD wallet generation across EVM, Bitcoin, TRON, Solana
  • Real-time deposit & withdrawal detection
  • HMAC-signed webhooks with exponential retry
  • 31+ chains: all major EVM networks, BTC, TRON, SOL
Explore Core

Pay

Transfers & paymaster

Send stablecoins across TRON and EVM networks without making your users manage gas. The paymaster sponsors the fee — your users just transact.

  • USDT & USDC on TRC20, ERC20, BEP20, Polygon
  • Gas sponsorship — no gas friction for your users
  • Flat, predictable fee per transfer
  • Multi-fallback RPC execution for reliability
Explore Pay

Liquidity

Asset conversion

Accept any token, receive any other. Take a quote with a locked rate, send the funds, and FluxRail delivers the converted amount to your destination wallet.

  • 300+ token pairs with live market pricing
  • Locked-rate quotes — no slippage surprises
  • Deliver converted funds to any wallet
  • Track a swap through to settlement
Explore Liquidity

Payouts

Global bank settlement

Pay a stablecoin balance out as local currency in a bank account. One call takes the amount and the destination currency, and FluxRail picks the rail.

  • 75+ countries over ACH, RTP, SEPA, FPS, PIX, SWIFT and local rails
  • Customer verification and sanctions screening included
  • Crypto deposit wallets or fiat virtual accounts as the source
  • Test mode is fully simulated — no money, same responses
Explore Payouts

Stablecoin to any bank, in three calls

No rail to choose, no correspondent to chase. Name the destination currency and FluxRail does the rest.

stablecoin → any bank, any rail
# 1. Create a customer — verify with a hosted KYC link (Nigeria can verify inline with BVN/NIN)
POST /api/v1/payouts/customers/
  {"first_name":"Amara","last_name":"Eze","email":"amara@company.com","country":"US"}
# ← {"id": "cus_xxx", "kyc_status": "not_submitted" }

# 2. Fund them — a crypto deposit wallet (USDT/USDC) or a fiat virtual account
POST /api/v1/payouts/customers/cus_xxx/wallets/
  {"token":"USDC","network":"ERC20"}
# ← {"address": "0x4f2a9c...", "source": "wallet" }

# 3. Send — just amount + destination; FluxRail debits the right balance
POST /api/v1/payouts/customers/cus_xxx/send/
  {"amount":"250","dest_currency":"USD","method":"ach"}
# ← {"rail":"ach","status":"pending_approval" }

What teams build on FluxRail

From a solo developer to a fintech scale-up — one platform behind the whole money movement stack.

Contractors working together on a laptop

Freelancer & gig platforms

Pay contractors in their own currency, whatever your platform holds. Workers get a payout, not a crypto lesson.

Payouts
A team reviewing data on a laptop screen

Exchanges & trading apps

See deposits the moment they land on-chain, convert to what your system needs, and execute withdrawals — without running your own nodes or wallets.

Core Pay Liquidity
Someone cashing out on a phone with a bank card

Web3 games & consumer apps

Let players earn in-game and cash out to a bank account. No wallet to install, no chain to understand — they withdraw and money arrives.

Core Liquidity Payouts
A container ship at sea

Treasury & operations

Watch balances on every chain, convert at live rates, and settle to bank accounts across borders — all on a schedule instead of by hand.

Core Liquidity Payouts

Built for developers who ship fast

One API key unlocks all four layers. Every endpoint follows the same REST pattern, every webhook the same HMAC format. There is nothing new to learn as you add capability.

One key, everything unlocked
The same key works for Core, Pay, Liquidity and Payouts. No per-service credentials to juggle.
HMAC-signed webhooks
Every event is signed with your secret and retried with exponential backoff.
A test mode that means it
Sandbox keys return the same shapes and fire the same webhooks, without moving a cent.
Readable by your agent
An llms.txt, an MCP server and copy-paste build prompts, so a coding agent can integrate it unaided.
# One key. The same pattern at every layer.

# Watch a wallet and get webhooks when funds move
POST /api/v1/subscriptions/
  X-API-Key: flux_live_xxxxxxxxxxxxxx

# Send stablecoins on-chain
POST /api/v1/transfers/
  X-API-Key: flux_live_xxxxxxxxxxxxxx

# Convert ETH to BTC
POST /api/v1/liquidity/quote
  X-API-Key: flux_live_xxxxxxxxxxxxxx

# Settle stablecoins as fiat to a bank, any rail
POST /api/v1/payouts/customers/:id/send/
  X-API-Key: flux_live_xxxxxxxxxxxxxx

Build the future of money movement

From an on-chain transaction to a bank account in another country — one integration, one API, one platform.

Start building Talk to us

Photography and footage: Pexels — Ken Mwaura, PICHA Stock, Edmond Dantès, Vitaly Gariev, Pixabay, Chandresh Uike, Nicola Narracci.